Arizona Retirement
Property Tax

How seniors can lower their property taxes in Arizona

(Source: AZCentral): Rebekah L. Sanders –  If you’re over age 65 in Arizona and are on a fixed income, you may be eligible to significantly reduce your property tax bill.

There are two government programs that help low-income seniors:

  • The Senior Property Valuation Protection Program is administered through county assessor offices to roughly 22,000 seniors throughout the state. This program “freezes” the home values on which seniors are taxed, shielding seniors from large increases in tax bills if their home values rise quickly, such as during a housing boom. Seniors must re-apply every three years to maintain the financial protections. The program does not affect the resale price of seniors’ homes.
  • The Maricopa County Elderly Assistance Fund is administered through the Maricopa County Treasurer’s Office to about 14,000 seniors in the county. This program provides property-tax subsidies to seniors in the Senior Property Valuation Protection Program, typically cutting their bills in half. The average homeowner receives about $200 per year in assistance from the program. Seniors who live in Maricopa County and are accepted into the Senior Property Valuation Protection Program are automatically registered for the Elderly Assistance Fund.

Here’s how to sign up

You can apply to the Senior Property Valuation Protection Program if you meet these requirements:

You must:

  • Be 65 years or older.
  • Have an annual income of less than $36,000 for an individual or $45,000 for a couple.
  • Own the home.
  • Have used the home as your primary residence for at least two years.
  • File the paperwork by Sept. 1.
  • Resubmit the paperwork every three years to remain in the program.

You can download the form at or call the Assessor’s Office at 602-506-3406.

You can receive subsidies from the Maricopa County Elderly Assistance Fund if you live in Maricopa County, meet the requirements of the Senior Property Valuation Protection Program and are accepted into the program. You will be automatically enrolled in the assistance fund.